Checking Accounts

We offer many different types of Checking accounts and services for our members, from basic checking to interest bearing checking accounts and overdraft protection. We strive to meet all of your financial needs in as friendly a manner as possible. If you have any questions, please feel free to call us at 573-329-3151.


Basic Checking

Our Basic Checking is a free service we offer to all of our qualifying members. You must have a share (savings) account to open a checking account. Once you do that, you will have access to the services listed below and more.

Features & Benefits



Advantage Checking

With Advantage Checking, you will enjoy all of the benefits of our Basic Checking. However you will also gain interest on your money. Let your money grow and still have easy access.

Features & Benefits
  • Interest Bearing
  • $7.00 Monthly Fee if your balance falls below $700
  • More info



Insured Money Market

Investment account that allows easy access to your funds and earns a higher dividend rate than a savings account.

Features & Benefits
  • Interest Bearing
  • $1,000 minimum balance
  • 6 withdrawals per month
  • Free checks
  • More info



Safewriter

Protect yourself in case of emergencies with a Safewriter or Safewriter+. Safewriter provides protection from overdraft fees.

Features & Benefits
  • Unsecured signature loan
  • No collateral
  • Only costs if you use it
  • Monthly payments as low as $25
  • More info